“No Credit Needed” means that you may be approved for financing or leasing without a credit score or credit history.

Please note that our policy allows for only one active lease per customer at a time.

Your approval is generally good for 30 days, but please refer to your specific approval terms.

Yes, unless you have already applied through Own.Lease within the past 30 days. When you apply for a product, Own.Lease may check your credit using a hard credit inquiry (also known as a “hard credit pull”), which may influence your credit score. A hard inquiry occurs when a company with whom you have applied for reviews your credit report, history of applying for credit, payment history, and your credit score as part of their decision-making process.

Currently, you can have only one active lease with Own.lease.