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How do I apply with Own.Lease?
1. Visit Own.Lease
2. Select the company you would like to make a purchase from
3. Fill out a quick application online.
4. When approved, start shopping.
What does Rent-To-Own/Lease-To-Own mean?
Rent-to-own, or lease-to-own, enables immediate access to products with an initial rental payment. Ownership is acquired by completing total payments or utilizing an early purchase option. You can return the product anytime without penalties, concluding the rent-to-own transaction.
What does "No Credit Needed" mean?
“No Credit Needed” means that you may be approved for financing or leasing without a credit score or credit history.
Do I need a good credit score to use Own.Lease?
Applicants with less than perfect or no credit may still be approved, as credit is assessed in the application process. Qualification is not solely based on your credit score, and everyone is encouraged to apply regardless of their credit history!
Is this a revolving credit account?
No, this is not a revolving credit account.
Do you charge an application fee?
We do not charge an application fee.