{"id":1278,"date":"2024-02-22T17:47:29","date_gmt":"2024-02-22T17:47:29","guid":{"rendered":"http:\/\/34.171.129.251\/?page_id=1278"},"modified":"2026-02-05T11:23:02","modified_gmt":"2026-02-05T17:23:02","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/own.lease\/es\/privacy-policy\/","title":{"rendered":"About Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1278\" class=\"elementor elementor-1278\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a62e410 e-con-full e-flex e-con e-parent\" data-id=\"a62e410\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9939518 e-con-full e-flex e-con e-child\" data-id=\"9939518\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a071d47 elementor-widget elementor-widget-heading\" data-id=\"a071d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-453b02a e-con-full e-flex e-con e-child\" data-id=\"453b02a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-be07c84 e-con-full e-flex e-con e-child\" data-id=\"be07c84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4585651 e-con-full e-flex e-con e-child\" data-id=\"4585651\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ea8404 elementor-widget elementor-widget-heading\" data-id=\"9ea8404\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Explaining our Privacy Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecb4046 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ecb4046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li><strong>About Us and Scope<\/strong>\u00a0Our privacy policy, found below after this brief overview, applies to everyone who uses the websites, mobile applications, and various other related platforms (the \u201cSite(s)\u201d) that are owned and operated by Own.lease Inc. (\u201cOwn.lease,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d). Our goal is to make it clear and easy to read so that you know how we collect, use, and share your information and what rights you have with respect to your information.<br \/><br \/><\/li><li><strong>Contact Us<\/strong>\u00a0For any questions regarding any aspect of this privacy policy and our use of your personal data, you may contact us using the contact information below: Own.lease Inc.<br \/><br \/>1207 Delaware Ave, #190 Wilmington, DE 19806<br \/><br \/>Email\u00a0support@own.lease\u00a0<u>|<\/u>\u00a0Telephone: 855-447-4921.<br \/><br \/><\/li><li><strong>Data We Collect, and How We Use it.<\/strong>\u00a0We collect your information in a few ways. Some information you give to us because you want to learn more about our products and services or you want to purchase those products or services from us. Some information we get from you because of our use of cookies and similar technologies. No matter what we collect from you, it will be collected, used, and shared only in the ways and for the purposes described in this privacy policy.<br \/><br \/><\/li><li><strong>Use of Cookies.<\/strong>\u00a0We use cookies in the Site(s). Some cookies stay on your device when you leave our Site(s), however, most cookies that we use are deleted when you leave our Site(s). If you would like further information on the use of cookies in the Site(s), please click the link to our Cookie Notice<br \/><br \/><\/li><li><strong>Transmitting Your Personal Data Externally.<\/strong>\u00a0Please be aware that data collected through the Site(s) may be transferred within, stored in, and\/or processed in the United States, [insert other data locations] where our servers are located, and our database is operated, or where our affiliates or third-party service providers servers or databases are located. We only share your data in order to fulfill the purposes for which you provide it to us (and which are listed above). Our internal staff sign contracts and strictly follow policies on protecting your information and making sure it doesn\u2019t get into the hands of someone who isn\u2019t allowed to have it. Likewise, our service providers are bound by contracts, including restrictions on what they can do with the information we provide and security measures that they need to have and maintain to keep your information from use or access by others that are not authorized to use it or access it.<br \/><br \/><\/li><li><strong>Security.<\/strong>\u00a0We take the security of your personal data seriously. We have appropriate security measures and procedures in place to protect your personal data. If you have reason to believe that your information is no longer secure, please immediately contact us.<br \/><br \/><\/li><li><strong>Your Rights.<\/strong>\u00a0You may have certain rights under the data privacy laws applicable to you. We have listed the rights in more detail in the privacy policy that may be relevant to you and your information. We\u2019ve also provided information about how to opt out of certain communications from us. If you would like to exercise any of your rights, please contact us.<br \/><br \/><\/li><li><strong>California Residents: Your Privacy Rights.<\/strong>\u00a0Under the California Consumer Privacy Act of 2018 (\u201cCCPA\u201d), California residents have certain rights with respect to Own.lease\u2019s collection, use, and sharing of their personal data. The privacy policy provides a detailed explanation of those rights and how to contact Own.lease with any questions you may have.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-275e7e5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"275e7e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4970fd3 e-con-full e-flex e-con e-child\" data-id=\"4970fd3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3d0311 elementor-widget elementor-widget-heading\" data-id=\"f3d0311\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d271a4d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d271a4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Last updated: April 6, 2023<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2a78c9 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c2a78c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1.<strong>\u00a0About Us and Scope.<\/strong>\u00a0Own.lease Inc. and its affiliates and subsidiaries (\u201cOwn.lease,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d) are committed to protecting the privacy of your personal data. This privacy policy applies to any site owned and operated by Own.lease, including, but not limited to, any websites serving from the americanfirstfinance.com domain (the \u201cSite(s)\u201d). This privacy policy explains our policies and practices concerning collection, use, disclosure, and processing of your personal data collected through the Site(s) and by other related means (for example, through e-mail, phone calls, and other communications).\u00a0<b>Depending on the nature of your relationship with us, there may be other websites, platforms, and related mobile applications that are distinct from the Site(s) that you use or are offered in the jurisdiction in which you are located. In such cases, there may be supplemental or different privacy policies which apply to your specific use. You are advised to review the privacy policies made available on each of the Site(s) that you use, as well as any other applicable privacy policies, notices, or statements provided by us to you.<\/b><strong style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><br \/><\/strong><\/p><p><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\">2.<\/span><strong style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"> Data We Collect and How We Use it.<\/strong><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><span style=\"font-weight: inherit;\">\u00a0We only keep your information for as long as it is necessary to complete the purpose(s) for which you gave it to us or to comply with applicable laws and contractual obligations. This time period may vary based on the circumstances. There are two categories of personal data that we may collect when you visit the Site(s): data collected automatically; and data that you provide voluntarily.<\/span><br \/><\/span><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><br \/>3. <b>Data Collected Automatically.\u00a0<\/b><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">When you access the Site(s), we use automatic data collection technologies to collect your IP address, browser information (such as type, version, location, and carrier), operating systems information, referral URL information, network information, user location, login dates and times, language preferences, access information, and information about how and when you use the Site(s) (e.g., page visits and views, link clicks, etc.). We collect this data through cookies, server logs, and other technologies, such as web analytics tools.<br \/><\/span><\/p><ul style=\"font-size: 20px; font-style: normal; font-weight: 400;\"><li style=\"font-size: 20px;\"><span style=\"font-weight: bold;\">Use of Cookies.<\/span>\u00a0We use cookies in the Site(s). Some cookies stay on your device when you leave our Site(s), however, most cookies that we use are deleted when you leave our Site(s). If you would like further information on the use of cookies in our Site(s), please visit the link to our Cookie Notice.<\/li><li style=\"font-size: 20px;\"><span style=\"font-weight: bold;\">Data that You Provide Voluntarily.<\/span>\u00a0Our relationship with you (including the Site(s) that you use and the products or services you request) will dictate the types of personal data that we collect from you and our uses of such data. For example, we collect and use different personal data according to whether you are applying for our products or services, an existing customer to whom we provide products and services, a passive visitor of our Site(s), a merchant partner, or a job applicant. Where you provide personal data to us about other individuals (for example, where you are a merchant partner to whom we provide services and you provide us with personal data about your employees or your own customers), we will collect, use and disclose such personal data in accordance with this privacy policy. You must be authorized by the individual(s) to provide us with their personal data, and it is your responsibility to refer such individuals to this privacy policy before providing us with personal data on their behalf.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5eef38 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a5eef38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>4. <span style=\"font-weight: bold;\">Data that You Provide Voluntarily.<\/span>\u00a0Our relationship with you (including the Site(s) that you use and the products or services you request) will dictate the types of personal data that we collect from you and our uses of such data. For example, we collect and use different personal data according to whether you are applying for our products or services, an existing customer to whom we provide products and services, a passive visitor of our Site(s), a merchant partner, or a job applicant. Where you provide personal data to us about other individuals (for example, where you are a merchant partner to whom we provide services and you provide us with personal data about your employees or your own customers), we will collect, use and disclose such personal data in accordance with this privacy policy. You must be authorized by the individual(s) to provide us with their personal data, and it is your responsibility to refer such individuals to this privacy policy before providing us with personal data on their behalf.<br \/><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><br \/>5. <\/span><span style=\"font-style: inherit; background-color: var(--ast-global-color-5); font-weight: bold;\">Information Obtained from Third Parties.<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">\u00a0We may obtain personal information about you from third parties such as credit bureaus and identity verification services. If you apply for an account with us, either directly or through a merchant partner or a third-party platform, we may obtain consumer reports from consumer reporting agencies related to you at the time of your collection and periodically throughout the term of your account, as well as in connection with the use of any other services that we offer or that you may obtain from us. In order to verify your identity, some identity verification services we use may be dependent on data from Mobile Network Operators (\u201cMNO\u201d). By applying for an account with us, you authorize your wireless carrier, or MNO, to use or disclose information about your account with them and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help identify you or your wireless device and to prevent fraud.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1e4714 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c1e4714\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>6. <span style=\"font-weight: bold;\">Collecting and Processing Your Personal Data.<\/span>\u00a0Personal data that we collect from you may include the following:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38d89e6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"38d89e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact information, such as: first and last name, title, company name, e-mail address, phone number, location, and postal address;<\/p><ul><li>Social Security Number, driver\u2019s license number, passport number, taxpayer identification number, and date of birth;<\/li><li>Authentication and access information, such as: username, online identifier, internet password, account number, other similar identifiers, and related security information;<\/li><li>Financial information such as bank account, debit card, and credit card information;<\/li><li>Signature, state identification card number, employment, employment history, professional history, medical information, or health insurance information;<\/li><li>Characteristics of protected classifications under applicable state or federal law;<\/li><li>Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies;<\/li><li>Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer\u2019s interaction with an Internet website, application, or advertisement;<\/li><li>Feedback, inquiries, or other communications about the Site(s) and our products and services;<\/li><li>Your preferences, such as: language, date format, notification method, postal code, and time zone;<\/li><li>Geolocation information depending on the specific Own.lease services you use, or internet protocol (IP) address;<\/li><li>Your profile picture (if provided voluntarily);<\/li><li>Inferences drawn from any of the information identified in this section to create a profile about you reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.<\/li><li>Any other information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with you or your household; and<\/li><li style=\"font-size: 20px;\">Other information that may be required under federal or applicable state laws.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8772a8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f8772a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We process your personal data in accordance with applicable laws and always for one or more of the following reasons:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9072279 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9072279\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-size: 20px;\">To enter into or perform a contract or for other business or commercial purposes: For example, we use your personal data to:<br \/><br \/><\/li><li style=\"font-size: 20px;\">Provide services through our Site(s), including maintaining and servicing accounts, processing or fulfilling orders and transactions, verifying customer information, processing payments, or providing financing or leasing;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Send you requested product updates or service information;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Respond to your customer service requests and communicate with you;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Fulfill the reason for which you provided us your information;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Further a commercial purpose, including any purpose to advance your commercial or economic interests, such as by inducing you to buy, rent, lease, join, subscribe to, provide, or exchange products, goods, property, information, or services, or enabling or effecting, directly or indirectly, a commercial transaction.<br \/><br \/><\/li><li style=\"font-size: 20px;\">Offer you specific products and services; communicate with you; respond to customer service requests; facilitate use of the Site(s), fulfill the reason for which you provided us your information, to improve our Site(s) and content; for testing, research, analysis or product development; etc.; and<br \/><br \/><\/li><li style=\"font-size: 20px;\">Use for short-term, transient purposes, provided that the personal information is not disclosed to another third party and is not used to build a profile about you or otherwise alter your experience outside the current interaction, including, but not limited to, the contextual customization of ads shown as part of the same interaction.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f47e382 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f47e382\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our legitimate business interests: For example, we use your personal data to:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d199d5e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d199d5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-size: 20px;\">Make improvements to our Site(s), our internal operations, our security efforts, and our products and services which benefit our customers;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Debug to identify and repair errors that impair existing intended functionality;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Conduct audit activities related to a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards;<br \/><br \/><\/li><li style=\"font-size: 20px;\">Conduct research and analysis for technological development and demonstration; and<br \/><br \/><\/li><li style=\"font-size: 20px;\">Monitor and record through \u201csession replay\u201d technology your online interaction and\/or telephone conversations with us from time to time to improve your experience.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6795857 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6795857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With your consent: For example, we will obtain your consent to process your personal data for purposes of sending you marketing or promotional material. Consent can be withdrawn in these circumstances by opting out of such communications at any time; provided, however, that it will not affect data processed and\/or stored prior to such withdrawal, unless required by law.<\/p><p>As otherwise permitted by law or where required to comply with one or more of our legal obligations: For example, we may process your personal data for the establishment, exercise, or defense of legal claims.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9abe0bb elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9abe0bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>7.<strong> Sharing Your Personal Data<\/strong>\u00a0We will keep your personal data confidential and only share it with others in furtherance of one or more of the purposes above.<br \/><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><br \/>8. <b>Internal Disclosures<\/b><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">\u00a0We share or permit access to your personal data, on a confidential basis, with those departments and staff members (including departments and staff members of our affiliates or subsidiaries) who are responsible for the applicable use or processing activity and who have a need to know in order to perform their duties. We prohibit the unlawful disclosure of personal information.<\/span><\/p><p>9. <strong>Disclosures to Third Parties<\/strong>\u00a0We may share your personal data with third-party service providers and only in the ways described in this Policy and our Privacy Notice (if applicable to you), and the Privacy Notice of our partner, FinWise Bank (if applicable to you), which are available on our Site(s). A list of the categories of third-party service providers to whom your data may be disclosed is provided below:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5114d47 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5114d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Any agent or representative acting for you;<br \/><br \/><\/li><li>Insurers or reinsurers;<br \/><br \/><\/li><li>Auditors;<br \/><br \/><\/li><li>Law firms and other advisors;<br \/><br \/><\/li><li>Credit referencing, debt collection and fraud and prevention agencies;<br \/><br \/><\/li><li>IT service providers, IT maintenance providers, and cloud service and hosting providers;<br \/><br \/><\/li><li>Regulators and other applicable governmental bodies;<br \/><br \/><\/li><li>Selected third parties in connection with any sale, transfer, or disposal of our business; or<br \/><br \/><\/li><li>Any other person where necessary to perform a contract with you, to protect ourselves from risk, or to ensure regulatory compliance or good governance.<br \/><br \/><\/li><li>We may also disclose your personal information as required by law such as to comply with a subpoena or similar legal process when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46b2cb1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"46b2cb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>10. <strong>Sale<\/strong>\u00a0We do not sell personal information, and we will not sell personal information except if we provide you with notice and a right to opt-out of such sale.<br \/><br \/><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\">11. <\/span><strong style=\"font-style: inherit; background-color: var(--ast-global-color-5);\">Third-Party Sites<\/strong><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">\u00a0For your convenience, our Site(s) may contain links (embedded or otherwise) to websites, online services, or mobile applications that are operated by third parties (\u201cThird-Party Sites\u201d). These Third-Party Sites are operated independently from our Site(s). We are not responsible for the content, security, or privacy policies of any such Third-Party Sites. You should review the specific privacy policies of those Third-Party Sites to determine how they collect, protect, store, use, or otherwise process your personal data.<\/span><\/p><p>12. <strong>Security and Retention of Your Personal Data<\/strong>\u00a0We take the security of your personal data seriously. We have implemented appropriate technical and organizational security measures and procedures designed to protect against the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to your personal data. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us using the contact information provided below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54b7a62 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"54b7a62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>13. <strong>Your Rights<\/strong>\u00a0To the extent provided by law, you may have the right to:<br \/><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br \/>13.1 Request access, updates, or corrections to your personal data, or that we delete your personal data;<br \/><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br \/>13.2 Request a disclosure of the personal data that we have collected from you;<\/span><\/p><p><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">13.3 Request transfer of your personal data;<br \/><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br \/>13.4 Request we restrict access to your personal data;<br \/><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br \/>13.5 Object to our processing of your personal data; or<br \/><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br \/>13.6 Lodge a complaint with your local data privacy regulator.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5ee109 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c5ee109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>The rights listed above may not apply in every circumstance or to every user. You can exercise your rights or request more information about your rights by contacting us using the contact information below. If we require further information from you to process your request or verify your identity, one of our staff will contact you. Verification of your identity may be through various means, including but not limited to, verification against our own records, through the use of a password-protected account that you maintain with us, or by other means we deem appropriate given the nature of the request and the personal data involved. In any case, we will attempt to respond to each of your requests not later than thirty (30) days after receipt of such requests or in such other timeframe as may be specified by applicable law. We will advise you in writing if we cannot meet your requests within this time limit.<\/li><li>Please note that there may be certain circumstances where we cannot comply with your request; such as where complying with it would mean that we couldn\u2019t comply with our own legal or regulatory requirements or an exemption under applicable law applies to the specific circumstances. In these instances, we will let you know why we cannot comply with your request.<\/li><li><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><b>California Residents: Your Privacy Rights<\/b><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">\u00a0Under the California Consumer Privacy Act of 2018 (\u201cCCPA\u201d), California residents have certain rights with respect to Own.lease\u2019s collection, use, and sharing of their personal data. Own.lease collects various categories of personal data when you use the Site(s). A detailed description of the data Own.lease collects and how we use it is provided above (Section entitled \u2013 \u201cData we collect and how we use it\u201d). You will find that the Section entitled \u201cSharing your personal data\u201d describes the categories of third parties with whom we share your personal data and what information may be shared under different circumstances. We will not discriminate against you for exercising your rights under the CCPA. We will not: (i) deny goods or services to you, (ii) charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties, (iii) provide you a different level or quality of goods or services, or (iv) suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. We do not offer financial incentives associated with our collection, use, or disclosure of your personal data. Separate from the CCPA, California\u2019s Shine the Light law gives California residents the right to ask companies what personal data they share with third parties for those third parties\u2019 direct marketing purposes. We do not disclose your personal information to third parties for the purpose of directly marketing their goods or services to you unless you request such disclosure. If you have any questions regarding this privacy policy or wish to submit a rights request to Own.lease, you may contact us using the contact information provided below.<\/span><\/span><p>\u00a0<\/p><\/li><li><strong style=\"font-style: inherit; background-color: var(--ast-global-color-5);\">How to \u2018Opt Out\u2019 from Marketing<\/strong><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">\u00a0You have control over the extent to which we market to you and can request that we stop sending you marketing messages at any time. You can do this by either clicking on the \u201cunsubscribe\u201d button in any marketing email that we send to you or by contacting us using the contact information set forth below. Please note that even if you opt out from receiving marketing communications, we may still send you service-related and administrative communications from which you cannot opt out without choosing to discontinue doing business with us.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be6eb10 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"be6eb10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>14. <strong>Do Not Track Disclosure<\/strong>&nbsp;\u201cDo Not Track\u201d is a preference that you may be able to set on your browser (if supported) to opt out from online behavioral tracking. The Site(s) do not collect personally identifiable data about you as you move across different websites over time in order to provide targeted advertising and, therefore, do not respond to \u201cDo Not Track\u201d signals.<br><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><br>15.<b> Childrens\u2019 Use of the Site(s)<\/b><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">&nbsp;The Site(s) are not directed to or intended for children. We do not seek or knowingly collect personal data from individuals under the age of 18, and we will delete such personal data from our databases as soon as practicable and in accordance with applicable law. Please visit the Federal Trade Commission\u2019s website to learn more about the Children\u2019s Online Privacy Protection Act (COPPA).<\/span><\/p>\n<p>16.&nbsp;<strong>Our Contact Information<\/strong>&nbsp;For any questions regarding this privacy policy, how to exercise your rights, or to inquire about our collection, use, disclosure, and processing of your personal data, you may contact us using the contact information below:<br><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br>Own.lease Inc.<br><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br>1207 Delaware Ave, #190 Wilmington, DE 19806<br><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br>Email&nbsp;<\/span><a style=\"font-style: inherit; font-weight: inherit;\" href=\"mailto:support@own.lease\">support@own.lease<\/a><br><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br>Telephone: 855-447-4921.<br><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br>Your authorized agent may also make requests on your behalf. Please have your authorized agent contact us using the information above and to include the proper documentary evidence that demonstrates their authority to make such a request on your behalf. Such documentary evidence includes a signed permission by you or a properly executed power of attorney. Where you have provided signed permission to the authorized agent, we may take steps to verify your identity or directly confirm with you that you have authorized the agent to make a request on your behalf.<br><\/span><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><br>17. <\/span><span style=\"font-style: inherit; background-color: var(--ast-global-color-5); font-weight: bold;\">Changes to this Privacy Policy<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">&nbsp;From time to time, we may need to make changes to this privacy policy (for example, as the result of changes to law, technologies, Site content or other developments). We will provide notice of such changes by posting them on the Site(s). You can also access the Privacy Policy periodically to view the most recent version.<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce91c01 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ce91c01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08a18d5 e-con-full e-flex e-con e-child\" data-id=\"08a18d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bad6b6b elementor-widget elementor-widget-heading\" data-id=\"bad6b6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Legal Cookie Disclosure Language<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cadde7 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8cadde7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1. <strong>Cookie Notice<\/strong>\u00a0A cookie is a small piece of data (text file) that a website \u2013 when visited by a user \u2013 asks your browser to store on your device in order to remember information about you, such as your language preference or login information. Those cookies are set by us and called first-party cookies. We also use third-party cookies \u2013 which are cookies from a domain different than the domain of the website you are visiting \u2013 for our advertising and marketing efforts. These cookies involve tracking your activities online over time and across multiple websites. More specifically, we use cookies and other tracking technologies for the following purposes:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b664561 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"b664561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Assisting you in navigation;<br \/><br \/><\/li><li>Assisting in registration to login, and your ability to provide feedback;<br \/><br \/><\/li><li>Analyzing your use of our products, services or applications;<br \/><br \/><\/li><li>Assisting with our promotional and marketing efforts (including behavioral advertising).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8873a26 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8873a26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Below is a detailed list of the cookies we use on our Website. Our Website is scanned with our cookie scanning tool regularly to maintain a list as accurate as possible. We classify cookies in the following categories:<span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\"><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8ebc6f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d8ebc6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">Strictly Necessary Cookies<br \/><br \/><\/span><\/li><li>Performance Cookies<br \/><br \/><\/li><li>Functional Cookies<br \/><br \/><\/li><li>Targeting Cookies<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-614d5f1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"614d5f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Privacy Preference Center<br \/><\/b><span style=\"font-style: inherit; background-color: var(--ast-global-color-5);\"><b><br \/><\/b><span style=\"font-weight: inherit;\">When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences, or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer.<\/span><\/span><\/p><p><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-5);\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0df9315 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"0df9315\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/own.lease\/wp-content\/uploads\/2024\/05\/Privacy_Policy_table_Mobile17.05.svg\" class=\"attachment-large size-large wp-image-2905\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-336daeb elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-laptop elementor-widget elementor-widget-image\" data-id=\"336daeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/own.lease\/wp-content\/uploads\/2024\/02\/Privacy_Policy_Table_WEb.svg\" class=\"attachment-large size-large wp-image-1284\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Explaining our Privacy Policy About Us and Scope\u00a0Our privacy policy, found below after this brief overview, applies to [&hellip;]<\/p>\n","protected":false},"author":143632,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1278","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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